
The Medicare Annual Enrollment Period (AEP) arrives every year from October 15 to December 7, but many beneficiaries wait until the last minute to review their coverage. This often leads to rushed decisions, overlooked benefits, and missed savings.
Getting ready before AEP begins is one of the smartest things you can do for your health and budget in 2025 — and PNJ Insurance Solutions is here to guide you every step of the way.

Premiums, copays, prescription drug coverage, and provider networks can shift from one year to the next. Early review gives you time to understand upcoming changes so you’re not surprised when AEP begins.
New medications, doctor visits, or ongoing conditions may require a plan with different benefits. Reviewing your needs now ensures your 2025 plan aligns with your current health situation.
Waiting until AEP means navigating hundreds of plan choices under time pressure. Early planning allows you to compare plans without stress — and with expert guidance.
The closer it gets to December 7, the busier agents and plan providers become. Starting now guarantees you receive the personalized attention you need.

PNJ Insurance Solutions makes early AEP planning simple, organized, and tailored to your lifestyle.
We evaluate your current coverage to determine what’s working — and what needs improvement.
Drug formularies and pricing change yearly. We make sure your 2025 plan covers your medications at the best possible cost.
We confirm whether your preferred doctors, specialists, and pharmacies will remain in-network for 2025.
No confusing jargon. No overwhelming details. Just clear, side-by-side plan comparisons designed to help you make confident decisions.
The earlier you start, the smoother your AEP experience will be — and PNJ Insurance Solutions handles the heavy lifting for you.

Don’t wait until the last minute to figure out whether your plan still fits your needs. Early preparation gives you more choices, more confidence, and more peace of mind.
PNJ Insurance Solutions is here to help you review your coverage, explore new opportunities, and secure the best Medicare plan for your 2025 needs.
📞 Reach out to PNJ Insurance Solutions today and get ahead of AEP 2025 with expert guidance and personalized support.