Your Complete AEP 2025 Checklist with PNJ Insurance Solutions
What Is AEP 2025 and Why It’s Important
The Annual Enrollment Period (AEP) for Medicare runs from October 15 to December 7, 2025. During this time, you can review, switch, or update your Medicare coverage for the upcoming year.
Even if your current plan seems fine, it’s smart to review it — because plan costs, benefits, and provider networks often change. A quick check could help you save money, improve coverage, and stay with your preferred doctors and hospitals.
Your AEP 2025 Checklist
Use this simple checklist from PNJ Insurance Solutions to make sure you’re ready to make the best decision this enrollment season:
✅ 1. Review Your Current Medicare Plan
Check your benefits, premiums, and out-of-pocket costs from this year. Are your prescriptions covered? Are your doctors still in-network? If not, it’s time to explore other options.
✅ 2. Look for Plan Changes for 2025
Insurance companies adjust their plans each year. Review your Annual Notice of Change (ANOC) to see what’s different — like higher costs, new coverage rules, or benefit reductions.
✅ 3. Make a List of Your Current Health Needs
Think about any new medications, doctor visits, or health conditions that may affect your plan choice. The right Medicare plan should match your current and future healthcare needs.
✅ 4. Compare Plans and Benefits
With so many Medicare Advantage and Prescription Drug Plans available, comparing them on your own can be overwhelming. PNJ Insurance Solutions makes it simple — we’ll help you compare multiple plans side-by-side to find the right fit.
✅ 5. Check for Extra Benefits
Many Medicare Advantage plans now offer additional perks like dental, vision, hearing, fitness, and transportation benefits. We’ll make sure you don’t miss out on these valuable extras.
✅ 6. Enroll Before December 7
The AEP deadline is December 7, 2025. Missing it means waiting until next year unless you qualify for a Special Enrollment Period (SEP). Don’t delay — let our agents help you enroll early and stress-free.
Why Choose PNJ Insurance Solutions
At PNJ Insurance Solutions, we make Medicare easy to understand. Our licensed agents offer no-cost, personalized consultations to review your plan, explain your options, and help you enroll with confidence.
We’re proud to serve clients across multiple states, offering expert support in:
Alabama (AL)
Florida (FL)
Georgia (GA)
Michigan (MI)
Nevada (NV)
North Carolina (NC)
South Carolina (SC)
Virginia (VA)
Texas (TX)
Our team also provides coverage beyond Medicare — including Health, Vision, Dental, Life Insurance, and Hospital Indemnity Plans — ensuring your protection at every stage of life.
Make Every Benefit Count
The AEP is your best opportunity to maximize benefits and reduce costs. Whether you’re new to Medicare or looking to improve your current plan, PNJ Insurance Solutions is here to help.
Call to Action
🗓️ Don’t wait — the AEP deadline is December 7, 2025!
Visit www.pnjinsurance.com or contact a licensed PNJ Insurance Solutions agent today for your free Medicare plan review.
PNJ Insurance Solutions — Helping you make confident Medicare choices for a healthier tomorrow.
