
The Annual Enrollment Period (AEP) is your once-a-year opportunity to review and update your Medicare plan. From October 15 to December 7, Medicare beneficiaries can switch plans, enroll in a new one, or make changes to prescription coverage for the upcoming year.
Even if you’re happy with your current plan, it’s important to review it — because premiums, benefits, and provider networks often change. A quick review could help you find better coverage and potential savings.

Each year, insurance carriers update their plans. That means your medications, doctors, or coverage details might be different in 2025. Reviewing your plan ensures you:
Don’t pay for benefits you don’t use
Continue seeing your preferred doctors
Get the right prescription coverage
Avoid unexpected out-of-pocket costs
Small changes in your plan can make a big difference in your healthcare and budget.

At PNJ Insurance Solutions, we make Medicare enrollment simple, stress-free, and personalized. Our licensed agents work one-on-one with you to find a plan that matches your needs — at no additional cost.
Here’s how we help:
✅ Personalized Medicare Reviews – We compare your current plan with updated 2025 options.
✅ Clear, Honest Guidance – Understand your benefits, premiums, and coverage changes without confusion.
✅ Support Every Step of the Way – From plan selection to enrollment, our agents handle the details.
✅ Year-Round Assistance – We’re here even after AEP ends to help with questions or plan updates.
PNJ Insurance Solutions does more than Medicare. We help clients build complete protection for every stage of life with:
Health Insurance
Vision and Dental Plans
Life Insurance
Hospital Indemnity Coverage
Our mission is to give you clarity, confidence, and complete coverage — all under one trusted name.

The Annual Enrollment Period ends December 7, 2025. Don’t wait to review your coverage — plan ahead and make sure you’re getting the best possible benefits.
Let PNJ Insurance Solutions guide you to a Medicare plan that fits your health goals, budget, and lifestyle.
💡 Ready to explore your Medicare options?
Visit www.pnjinsurance.com today or speak with a licensed PNJ Insurance Solutions agent to schedule your free consultation.
PNJ Insurance Solutions — Making Medicare simple, smart, and stress-free.