Every year, millions of Americans face an important opportunity — the Annual Enrollment Period (AEP). Running from October 15 to December 7, AEP is your once-a-year chance to review, compare, and update your Medicare coverage. Whether you’re looking to lower your out-of-pocket costs, expand your provider network, or add prescription drug coverage, PNJ Insurance Solutions is here to help you make confident, informed decisions.
The Annual Enrollment Period is when you can make changes to your Medicare plans. During this time, you can:
Switch from Original Medicare to a Medicare Advantage Plan (Part C)
Change your Medicare Advantage Plan
Join, switch, or drop a Medicare Prescription Drug Plan (Part D)
Outside of AEP, you generally cannot make these changes unless you qualify for a Special Enrollment Period (SEP) — so taking action during AEP is essential to ensure you have the right protection for the year ahead.
AEP can be confusing. With dozens of plans, changing benefits, and different coverage rules, it’s easy to feel overwhelmed. Many individuals end up paying for plans that don’t fully meet their medical or financial needs.
That’s where PNJ Insurance Solutions steps in.
At PNJ Insurance Solutions, we believe Medicare doesn’t have to be complicated. Our licensed insurance professionals use a clear, step-by-step approach to help you:
Compare multiple plans side by side
Understand your benefits and out-of-pocket costs
Customize your coverage based on your health needs and budget
Stay updated with the latest Medicare changes and plan updates
With personalized support and transparency, we help ensure that you’re not overpaying for coverage you don’t need — and that your policy truly fits your lifestyle.
Choosing PNJ means choosing a partner that genuinely cares about your well-being. We go beyond selling plans — we educate, guide, and support you throughout the entire Medicare process.
Here’s what makes us different:
✅ Expert guidance from experienced agents
✅ Tailored recommendations based on your needs
✅ Comprehensive plan comparisons
✅ Year-round support for your Medicare questions
Whether you’re enrolling for the first time or reviewing your current coverage, PNJ Insurance Solutions helps you make the most out of your benefits.
Don’t wait until the last minute! The Annual Enrollment Period only runs from October 15 to December 7. Make this AEP count by reviewing your options early and ensuring your coverage works for you — not against you.
Let PNJ Insurance Solutions simplify the process and guide you toward a plan that brings peace of mind all year long.
👉 Ready to review your Medicare coverage?
Visit www.pnjinsurance.com today or speak with a licensed agent to schedule your free consultation.
PNJ Insurance Solutions — Your partner in clarity, confidence, and coverage.
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